Windows Defender (Microsoft Defender) is included free with Windows 10 and 11. McAfee Total Protection is a paid product. This comparison helps you decide whether Windows Defender is sufficient or whether McAfee’s additional features justify the cost.
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Key Points
- Protection scores: McAfee 99–100% vs Windows Defender 95–98% in AV-TEST (both good, McAfee marginally better)
- Windows Defender: free, no VPN, no password manager, no identity monitoring, limited customer support
- McAfee: paid (~£2/month), includes VPN, password manager, identity monitoring, 24/7 UK phone support
- When McAfee is installed, Windows Defender automatically disables its real-time scanning — they don’t run simultaneously
- McAfee Firewall is more configurable than Windows Defender’s built-in firewall
- McAfee WebAdvisor browser protection has no Windows Defender equivalent
- For basic users who never shop online or do banking: Windows Defender may suffice
- For online banking, shopping, or if you want UK phone support: McAfee is worth the cost